Do you know that people spend more money during the holiday season than any other time of the year? Oh, you’re one of those people? Between Black Friday shopping and the New Year, there is no end to the spending and many people are left to fear the New Year with mounting debt. Here are a few ways to save during the holiday season.
1. Set a Solid Budget
This should be done around the months of July and August in order to make it work. Assess your finances to determine how much disposable cash you’ll have to prevent running up credit card debt on Christmas. Once you’ve decided, set a budget and stick to it without fail.
2. Don’t get Taken
Every retailer will have sales advertised but not all prices are genuinely a savings. Make the decision to shop around and if possible price scout ahead of time to make sure that stores haven’t raised the prices before the mark downs.
3. Online Shopping
Find credibly online sites to purchase big ticket items and always go with a trusted source. Remember to order ahead of time in order to return if there are issues with the merchandise or delays with delivery.
4. Creative Concept
If you have a talent such as wreath making, bow-tie designs or any other craft, consider gifting these items at a portion of the cost. You save money plus earn a chance to advertise your skills.
5. Gift Cards
Gift cards are a great way to save money if you shop online places that reward with gift cards, you can pass them out as gifts. Another great idea is to purchase gift cards from your salon or other professional service places and they may offer you a discount as a regular client.
6. Buy Early
It’s a good idea to purchase your Christmas décor for next year at the end of the holidays this year. This means that you won’t pay full price next year and will be able to save in that department as well.